Reduce Debt.
Rebuild Your Future.
India's AI-powered debt resolution platform helping borrowers assess, reduce, and manage debt — with complete transparency and certified expert guidance.
Debt Health Score Calculator
Check your financial health in less than 1 minute — instant score, clear next steps.
Check your financial health in less than 1 minute — no login required.
- Consolidate high-interest credit card debt
- Build at least 3 months of emergency savings
- Talk to a LoanCut advisor for a structured plan
Debt resolution services
Settlement, protection, and credit recovery for every type of debt.
Personal Loan Settlement
Settle unsecured personal loans fairly — without harassment or hidden fees.
Credit Card Settlement
Break free from revolving credit card debt and high interest charges.
Business Loan Settlement
Resolve business debt without losing everything you've built.
Car Loan Settlement
Resolve auto loan defaults — with or without vehicle repossession.
App Loan Settlement
Resolve fintech and instant app loan debt from digital lenders.
NBFC Loan Settlement
Expert negotiation with non-banking financial companies across India.
Trading Loan Settlement
Resolve debt from trading losses, margin calls, and broker-funded loans.
Anti-Harassment Protection
Stop illegal recovery calls, threats, and contact-list harassment immediately.
Credit Score Improvement
Rebuild your CIBIL score after settlement with a structured recovery plan.
How LoanCut works
Five clear steps — no surprises, no hidden charges.
Share your debt details. Diagnosis in 24 hrs.
AI finds the best settlement levers.
Experts negotiate with each lender.
Reduced settlements with closure letters.
12–18 month CIBIL rebuild plan.
Built for borrowers, not lenders
Models trained on 10K+ Indian debt cases.
CAs, lawyers, and ex-banking negotiators.
Live dashboard and weekly updates.
Bank-grade encryption, privacy-first.
24-hour first response guarantee.
Success-fee model. You save, we win.
Real customers, real outcomes
"LoanCut negotiated 3 credit cards down to 45%. I sleep peacefully now."
"The team was kind, fast, and honest. CIBIL is already recovering after 8 months."
"I had given up. Their lawyers handled lender harassment and got me a clean closure."