Process
How LoanCut works
Transparent, expert-led, and built around your situation.
Step 1
Free Assessment
We start with a no-strings 30-minute call. You share your debt picture — we listen and diagnose.
Step 2
Debt Analysis
Our AI engine processes lender vintage, debt buckets, and your cash flow to find the most effective resolution path.
Step 3
Negotiation with Lenders
Certified experts and lawyers negotiate directly with each lender, aiming for 40–60% reductions.
Step 4
Debt Resolution
You approve every settlement. We get you formal closure letters and clean documentation.
Step 5
Financial Recovery Planning
A structured 12–18 month plan to rebuild your CIBIL and prevent recurrence.
Transparency
Your journey, week by week
A realistic timeline — what happens and when.
Day 1
Free Consultation
30-min discovery call with a debt advisor.
Day 3
Document Verification
Securely upload loan statements & ID.
Day 7
Debt Assessment Report
Full strategy with savings projection.
Day 15
Negotiation Begins
We start lender-side negotiations.
Day 30
Settlement Progress
First offers come in — you decide.
Day 45+
Resolution Plan
Documented closures + recovery roadmap.